@font-face{font-family:"Montserrat";font-weight:600;font-display:swap;src:url(../fonts/montserrat-latin-600-normal.woff2) format("woff2")}
@font-face{font-family:"Montserrat";font-weight:700;font-display:swap;src:url(../fonts/montserrat-latin-700-normal.woff2) format("woff2")}
@font-face{font-family:"Montserrat";font-weight:800;font-display:swap;src:url(../fonts/montserrat-latin-800-normal.woff2) format("woff2")}

:root{
  --deep:#0b3540;--teal:#0b4552;--water:#0b5c6b;--blue:#2a9bb0;--sky:#e8f5f7;--orange:#f07a1a;--orange-d:#d9660b;
  --ink:#1d2b31;--muted:#4f6168;--line:#d8e3e6;--bg:#fff;--sand:#f6f4ef;
  --head:"Montserrat",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --body:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  --r:12px;--shadow:0 1px 2px rgba(11,53,64,.06),0 6px 24px rgba(11,53,64,.08)
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-padding-top:90px}
body{margin:0;background:var(--bg);color:var(--ink);font:400 17px/1.65 var(--body)}
img,svg{max-width:100%;height:auto}
a{color:var(--water);text-underline-offset:3px}
a:hover{color:var(--teal)}
:focus-visible{outline:3px solid var(--orange);outline-offset:3px;border-radius:4px}
h1,h2,h3{font-family:var(--head);color:var(--teal);line-height:1.15;letter-spacing:-.01em;margin:0 0 .5em}
h1{font-size:clamp(2rem,1.3rem + 3vw,3.3rem);font-weight:800}
h2{font-size:clamp(1.55rem,1.2rem + 1.4vw,2.2rem);font-weight:800}
h3{font-size:1.2rem;font-weight:700}
p{margin:0 0 1em}
.wrap{width:min(1160px,100% - 40px);margin-inline:auto}
.sr,.skip:not(:focus){position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip:focus{position:fixed;left:12px;top:12px;z-index:99;background:#fff;padding:10px 14px;border-radius:8px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:700 15px/1 var(--head);text-decoration:none;color:var(--deep);background:var(--orange);padding:13px 20px;border-radius:999px;border:0;cursor:pointer;white-space:nowrap;transition:background .15s,transform .15s}
.btn:hover{background:#ff8a2b;color:var(--deep)}
.btn:active{transform:translateY(1px)}
.btn.big{font-size:17px;padding:17px 28px}
.btn.alt{background:var(--teal);color:#fff}
.btn.alt:hover{background:var(--water);color:#fff}
.ghost{font:600 15px/1.3 var(--head);color:inherit}

/* header */
.top{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
.topin{display:flex;align-items:center;gap:20px;min-height:76px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;flex:none}
.brand .mark{width:62px;height:auto}
.bt{display:flex;flex-direction:column;line-height:1}
.bn{font:800 22px/1 var(--head);color:var(--teal);letter-spacing:.01em}
.bs{font:600 10.5px/1 var(--head);color:#a64c08;letter-spacing:.14em;text-transform:uppercase;margin-top:5px}
.brand.light .bn{color:#fff}.brand.light .bs{color:#ffb070}
.nav{margin-left:auto}
.nav ul{list-style:none;margin:0;padding:0;display:flex;gap:2px}
.nav a{display:block;white-space:nowrap;padding:9px 11px;border-radius:8px;font:600 14.5px/1 var(--head);color:var(--teal);text-decoration:none}
.nav a:hover{background:var(--sky)}
.nav a[aria-current="page"]{color:var(--water);box-shadow:inset 0 -2px 0 var(--blue)}
.acts{display:flex;align-items:center;gap:12px}
.call{display:flex;align-items:center;gap:6px;font:700 15px/1 var(--head);color:var(--teal);text-decoration:none;white-space:nowrap}
.call svg{width:18px;height:18px;fill:var(--water)}
.menu{display:none;background:none;border:1px solid var(--line);border-radius:10px;width:46px;height:46px;padding:10px;cursor:pointer}
.menu svg{stroke:var(--teal);stroke-width:2.2;stroke-linecap:round;fill:none}
@media (max-width:1200px){
  .menu{display:block}
  .nav{position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);box-shadow:var(--shadow);display:none;margin:0}
  .nav.open{display:block}
  .nav ul{flex-direction:column;padding:8px 20px 16px}
  .nav a{padding:14px 8px;font-size:16px;border-bottom:1px solid var(--line);border-radius:0}
  .nav a[aria-current="page"]{box-shadow:none;background:var(--sky)}
  .acts{margin-left:auto}
}
@media (max-width:600px){
  .topin{gap:10px;min-height:66px}
  .brand .mark{width:48px}.bn{font-size:18px}.bs{font-size:9px}
  .call span{display:none}
  .call{width:46px;height:46px;justify-content:center;border:1px solid var(--line);border-radius:10px}
  .acts{gap:8px}
  .acts .btn{padding:11px 12px;font-size:13.5px}
  .brand{gap:8px}.brand .mark{width:44px}
}
@media (max-width:400px){.bn{font-size:16px}.bs{font-size:8px;letter-spacing:.1em}.brand .mark{width:40px}.topin{gap:6px}.acts .btn{padding:10px 11px}}
@media (max-width:350px){.acts .btn{display:none}}

/* breadcrumbs */
.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;gap:6px;padding:14px 0 0;margin:0;font-size:14px;color:var(--muted)}
.crumbs li+li::before{content:"/";margin-right:6px;color:#9fb0b5}
.crumbs a{color:var(--muted)}

/* sections */
.sec{padding:clamp(48px,7vw,88px) 0}
.sec.tint{background:var(--sand)}
.sec.sky{background:var(--sky)}
.kicker{font:700 13px/1.2 var(--head);letter-spacing:.14em;text-transform:uppercase;color:#a64c08;margin:0 0 12px}
.intro{max-width:720px;margin-bottom:34px}
.intro p{font-size:1.1rem;color:var(--muted)}
.lead{font-size:1.2rem;color:var(--muted);max-width:640px}

/* hero */
.hero{background:linear-gradient(180deg,var(--sky),#fff 85%);padding:clamp(36px,6vw,72px) 0 clamp(40px,6vw,80px);overflow:hidden}
.heroin{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center}
.hero h1 span{color:var(--water)}
.ctas{display:flex;flex-wrap:wrap;gap:12px 18px;align-items:center;margin:26px 0 20px}
.ticks{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.ticks li{display:flex;gap:10px;align-items:flex-start}
.ticks li::before{content:"";flex:none;width:20px;height:20px;margin-top:3px;border-radius:50%;background:var(--blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5.5 10.5l3 3 6-7' fill='none' stroke='%23fff' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/100% no-repeat}
.heroart{width:100%;max-width:560px;justify-self:end;filter:drop-shadow(0 18px 30px rgba(11,53,64,.14))}
@media (max-width:860px){.heroin{grid-template-columns:1fr}.heroart{justify-self:center;max-width:460px}}
.pagehead{padding:clamp(28px,5vw,56px) 0 clamp(28px,4vw,44px);background:linear-gradient(180deg,var(--sky),#fff)}

/* cards */
.grid{display:grid;gap:22px}
.g3{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.g2{grid-template-columns:repeat(auto-fit,minmax(320px,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;box-shadow:var(--shadow);display:flex;flex-direction:column}
.card p{color:var(--muted)}
.card .more{margin-top:auto;font:700 15px/1.2 var(--head);text-decoration:none;color:var(--water)}
.card .more::after{content:" \2192"}
.ico{width:52px;height:52px;border-radius:14px;background:var(--sky);display:grid;place-items:center;margin-bottom:16px}
.ico svg{width:30px;height:30px;stroke:var(--water);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
@media (max-width:860px){.split{grid-template-columns:1fr}}

/* steps */
.steps{counter-reset:s;list-style:none;padding:0;margin:0;display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.steps li{counter-increment:s;background:#fff;border-radius:var(--r);padding:24px;border:1px solid var(--line)}
.steps li::before{content:counter(s);display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--teal);color:#fff;font:800 17px/1 var(--head);margin-bottom:14px}
.steps h3{margin-bottom:6px}
.steps p{color:var(--muted);margin:0}

/* prose pages */
.prose{max-width:760px}
.prose h2{margin-top:1.6em}
.prose h3{margin-top:1.4em}
.prose ul,.prose ol{padding-left:1.25em}
.prose li{margin-bottom:.4em}
.note{background:var(--sky);border-left:4px solid var(--blue);padding:16px 20px;border-radius:0 var(--r) var(--r) 0;margin:1.5em 0}
.note.warn{background:#fff6ec;border-color:var(--orange)}
.with-aside{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:48px;align-items:start}
.aside{position:sticky;top:100px;background:var(--deep);color:#dfeef1;border-radius:var(--r);padding:26px}
.aside h2{color:#fff;font-size:1.3rem}
.aside .btn{width:100%;margin-top:6px}
.aside a:not(.btn){color:#fff}
@media (max-width:960px){.with-aside{grid-template-columns:1fr}.aside{position:static}}
table.t{width:100%;border-collapse:collapse;margin:1em 0 1.5em;font-size:15.5px}
.t th,.t td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line)}
.t th{font:700 13px/1.3 var(--head);text-transform:uppercase;letter-spacing:.06em;color:var(--muted);background:var(--sand)}
.tablewrap{overflow-x:auto}

/* chips for suburbs */
.chips{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:0}
.chips li{background:#fff;border:1px solid var(--line);border-radius:999px;padding:6px 14px;font-size:15px}
.chips a{text-decoration:none;font-weight:600}

/* FAQ */
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:18px 40px 18px 0;font:700 1.08rem/1.35 var(--head);color:var(--teal);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:6px;top:14px;font:400 28px/1 var(--body);color:var(--water)}
.faq details[open] summary::after{content:"\2212"}
.faq .a{padding:0 0 18px;color:var(--muted)}

/* call to action band */
.band{background:var(--deep);color:#d6eaee;padding:clamp(40px,6vw,64px) 0}
.bandin{display:flex;flex-wrap:wrap;gap:24px 48px;align-items:center;justify-content:space-between}
.band h2{color:#fff;margin-bottom:.3em}
.band p{max-width:620px;margin:0}
.bandact{display:flex;flex-direction:column;align-items:flex-start;gap:10px}
.band .ghost{color:#fff}

/* form */
.form{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:clamp(20px,4vw,34px);box-shadow:var(--shadow)}
.form fieldset{border:0;padding:0;margin:0 0 6px}
.form legend{font:700 1.05rem/1.3 var(--head);color:var(--teal);margin-bottom:10px;padding:0}
.f2{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}
@media (max-width:620px){.f2{grid-template-columns:1fr}}
.fld{display:block;margin-bottom:16px}
.fld>span{display:block;font-weight:600;font-size:15px;margin-bottom:6px}
.fld small{display:block;color:var(--muted);font-size:13.5px;margin-top:4px}
.form input:not([type=radio]):not([type=checkbox]),.form select,.form textarea{width:100%;font:inherit;font-size:16px;color:var(--ink);background:#fff;border:1.5px solid #c3d2d6;border-radius:10px;padding:12px 14px}
.form input:focus,.form select:focus,.form textarea:focus{border-color:var(--blue);outline:3px solid rgba(42,155,176,.25);outline-offset:0}
.opts{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,260px),1fr));gap:10px;margin-bottom:16px}
.opt{position:relative}
.opt input{position:absolute;opacity:0;inset:0;margin:0;cursor:pointer}
.opt span{display:block;border:1.5px solid #c3d2d6;border-radius:10px;padding:12px 14px;font-weight:600;text-align:center;cursor:pointer}
.opt input:checked+span{border-color:var(--water);background:var(--sky);color:var(--teal);box-shadow:inset 0 0 0 1px var(--water)}
.opt input:focus-visible+span{outline:3px solid var(--orange);outline-offset:2px}
.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}
.errs{background:#fdecea;border:1px solid #f3b8b1;color:#8a1c12;border-radius:10px;padding:14px 18px;margin-bottom:18px}
.errs ul{margin:6px 0 0;padding-left:1.2em}
.ok{background:#e8f6ee;border:1px solid #a7d7b9;border-radius:var(--r);padding:28px}
.ok h2{color:#17663a}
.check{display:flex;gap:10px;align-items:flex-start;font-size:15px;color:var(--muted);margin-bottom:18px}
.check input{width:20px;height:20px;margin-top:3px;flex:none}

/* footer */
.foot{background:#08262e;color:#b8d0d6;font-size:15px;padding:56px 0 0}
.footin{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:36px}
.foot h2{font-size:14px;letter-spacing:.12em;text-transform:uppercase;color:#fff;margin-bottom:14px}
.foot ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.foot a{color:#dcecef;text-decoration:none}
.foot a:hover{color:#fff;text-decoration:underline}
.fbrand p{margin:14px 0 0;max-width:300px}
.badge{display:inline-block;border:1px solid #3b6a75;border-radius:999px;padding:4px 12px;font-size:13px;margin-right:6px}
.disclose{font-size:13.5px;line-height:1.55;color:#93b3bb;margin-top:36px;margin-bottom:0;max-width:1160px}
.fbase{display:flex;flex-wrap:wrap;gap:18px;border-top:1px solid #1d4651;margin-top:20px;padding:20px 0 28px;font-size:14px}
.fbase span{margin-right:auto}
@media (max-width:860px){.footin{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.footin{grid-template-columns:1fr}}

@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}
@media print{.top,.foot,.band,.aside{display:none}}